PROPERTY GROUP

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Why Investrend ?

We will work for you constantly until the best possible property is found, saving you time, money and unnecessary stress. Using the latest industry software and research tools to analyse details of properties and conducting comprehensive analysis of surrounding areas we will present you with a short-list of our recommendations.

The smartest move you can make is to seek expert advice from professionals that truly know and regularly monitor property hot spots, Australia wide.

You will find our approach to be very thorough, simple to understand and appreciate. A detailed analysis of a geographical area and the available properties most appropriate to your requirements is a key service that we provide to clients. We know your time is valuable to you, so we do the groundwork from initial research to the finer details to ensure we present you with the right property for you.

Investrend Property Group has the knowledge, right tools, experience and support to help you achieve the results you want. For satisfaction, peace of mind and great results, contact Investrend Realty, the property professionals.

We’ll find you the best property to suit your circumstances! Contact Us Today!

Why Property ?

Property Investment – Share Market or other Managed Investment Schemes

Property investment is the superior investment. There are many good reasons proving this statement, including:-

  • Capital Growth
  • Rental Income
  • Hedge Against Inflation
  • Tax Benefits
  • Greater Degree of Control
  • Lower Volatility
  • High Demand

Let’s take a look at each of these in detail.

CAPITAL GROWTH

Putting your money in the bank or investing in fixed interest does not give you any capital growth. If you purchase property, however, you do so expecting that the underlying value of the asset will grow.

For example, a new house on the outskirts of Melbourne’s metropolitan area bought for $400?000 may grow at 5 per cent per annum, whereas a well-located property in a growth area in say, Queensland, bought at the same price, could grow at 10 to 15 per cent per annum. In 10 years’ time, the new property on the outskirts will not have even doubled in value, while the well-located property in Queensland may be worth more than $1 million.

If you had bought the property in the prime location, you could possibly retire in 12 years’ time, based on your increased net wealth; you could not retire on the funds from the poorer performing outer suburban property. Even though properties increase in value over time, it is crucial that you buy in the right location to maximise your returns. You need to ensure that you buy property in the right location to maximise your capital growth.

Shares do provide capital growth but it is very unstable and unpredictable and can change overnight. For instance during the recent Global Financial Crisis National Australia Bank Shares (a Blue Chip share investment) dropped in a very short time to the same price they were in 1980 wiping out nearly 30 years of capital growth almost overnight and with little or no warning. Don’t ever delude yourself into thinking it cannot happen again.

Property value corrections are always minor and short lived.

RENTAL INCOME

One of the benefits of owning investment property is that you start receiving an income almost straightaway. In the current market, you could settle on a property during the week and by the weekend you could have a tenant who will have paid you some rent in advance.

With the other asset classes, you often have to wait until the end of your term (in the case of a term deposit) or until your dividends are due, which is usually two times per year.

HEDGE AGAINST INFLATION

An inevitable part of life is inflation, and the rate of inflation varies according to the strength of the economy. One of the benefits of holding property is that property values increase at a greater rate than inflation. This is great news if you already own property. The important thing to keep in mind is to buy the right property in the right location and buy it as soon as you can.

Shares are not a hedge against inflation due to the volatility in the share price and the sometimes irrational and out of control factors that affect share values.

TAX BENEFITS

There are several tax benefits available to property investors, including claiming interest and expenses, and depreciation both on the building and the fixtures & fittings.

Using property as security to borrow money to purchase other property allows you to leverage (borrow against the security) to a greater extent than if you were using a share portfolio as security. Most lenders will lend up to 95 per cent of the value of the property being purchased, whereas most will only lend up to 70 per cent if you were purchasing shares. For example, if you wanted to purchase a property worth $400?000, a lender may be willing to lend you $380?000. This means you need to fund only $20?000, plus fees (assuming that you have no other security).

If you wanted to purchase $400?000 worth of shares, however, the same lender may only advance $280?000. This means you have to fund the shortfall of $120?000, plus fees. Another advantage of a property investment is there are no Margin Calls and therefore no sudden demand for repayment of the debt like the unfortunate share investors in Storm Financial debacle.

Any legitimate expense incurred in running your investment property should also be tax deductible. For example fees paid to a property manager to manage your property are tax deductible. Depreciation of the building may also be claimed as a tax deduction. The age of the building will determine if you can claim any depreciation and at what rate you can depreciate it. Buying a new property allows for the greatest amount of depreciation. Claiming building depreciation is a smart way to increase your cash flow through an tax variation claim with the Australian Taxation Office.

GREATER DEGREE OF CONTROL

Owning property allows a greater degree of control than owning shares. For example, as a share owner you cannot improve the value of your shares. However, as a property owner you can add value to your investment by painting, landscaping or renovating. For a few thousand dollars, you can get much more than that back in added value.

LOWER VOLATILITY

Although it does have downturns, the property market is not as volatile as the share market. You can sleep well knowing that the price of your property will not plummet overnight, which can happen to shares. Keep in mind also that the security is in the land, not necessarily the building, which makes getting the location right particularly important.

HIGH DEMAND

Everyone needs a place to live. For this reason, property, especially well-located property, will always be in demand. But while demand for property is steadily increasing, supply is unable to keep up with it. If this situation continues, prices are likely to increase sharply in the near future.

Property Management

Investrend Realty recognises the significance of your property asset portfolio and its importance to you in achieving your financial goals for a comfortable retirement. It’s why we support you to achieve a better outcome and provide you with guidance and friendly, specialised service through our experienced, professional real estate asset management network of professional agents.

In today’s fast moving world, traditional property management just doesn’t suffice. You want a support team that has your interests at heart. We won’t rest until you become our greatest advocate because we realise that your success is our success.

Where Your Success Begins

Risk Reduction

Partners Who Care

Knowing What is Important to You

WHERE YOUR SUCCESS BEGINS

Your income starts from day one. Your tenant will be diligently screened for their financial capacity and reliable habits. Your property must be kept in its optimum condition so that it stays appealing to tenants and can remain permanently let.

RISK REDUCTION

We compel you to have adequate risk reduction strategies in place so you have total peace of mind knowing your valuable asset is always protected by better insurance cover.

PARTNERS WHO CARE

Know that we’re doing our part to enhance your asset growth strategy so the ‘partnering’ yields rewards for us too. We realise that better asset management on our behalf provides you the benefit of greater financial rewards and a better lifestyle. Put simply, it means the more you grow the more we can grow!

KNOWING WHAT IS IMPORTANT TO YOU!

MEET WITH AN INVESTREND PROPERTY MANAGEMENT SPECIALIST TODAY ON AN OBLIGATION-FREE BASIS.

Debt Collection Services

SPECIALIST DEBT RECOVERY SERVICES

Investrend Debt Solutions Pty Ltd (“IDS”) is a specialist debt collection agency with substantial industry experience using proven techniques and systems. IDS offer a no result, no fee guarantee for debt recovery matters using a commission structure. Our approach to debtors is firm but friendly. Our negotiation techniques effectively increase recovery rates and avoid the possibility of costly litigation. Through professional negotiation, delinquent accounts can become good customers for clients in the future notwithstanding they can also become a source of business referral for our clients.

Many companies find it difficult to ask for their money. At IDS we not only ask for your money, but we also often offer advice to debtors including ideas where they could get the money from as well as highlighting consequences of delayed or non-payment. Such advice is part of our proven negotiation techniques. All debt recovery activity is of the highest professional standard in accordance with privacy legislation and industry code of conduct. We pride ourselves on providing personal attention to client needs and operating our business within a strict compliance regime.

CONSUMER

IDS is perfectly positioned to assist large companies when they consider outsourcing all or part of their collections and recoveries process. Our Consumer Collections Division can manage high-volume collections and recoveries throughout Australia for clients from all sectors. IDS has developed sophisticated collection strategies and technologies specifically for the high-volume consumer environment including the latest in technology, scripting, skip tracing initiatives, extended customer contact hours and a wide range of customer payment options.

COMMERCIAL

IDS specialises in commercial debt recovery across Australia for a range of companies from small and medium enterprises to large corporate clients. The commercial collection process aims to exhaust all pre-litigation recovery activities to achieve the best results rather than proceeding directly to a litigation process that is purely revenue- rather than results-driven. Our experienced team of Commercial Collection Officers works closely with business owners and credit managers to achieve the best possible outcome.

With 24/7 access through our secure online web portal credit managers and clients can check the progress on any one of their files as often as they require from any computer terminal with internet access.

See the IDS Schedule of Fees and Charges for particulars of our fees and how and when they are calculated and payable.

Assessment & Consulting Services

Investrend Certifications is a leading national Consulting and Auditing Firm which offers assistance to clients wishing to obtain and/or maintain the certifications we offer. When it comes to choosing the perfect certification consultant to support your organisation, you don’t need a bunch of marketing hype and empty promises. What you need is a value adding consulting and audit service from a company you can trust…..and with Investrend Certifications that’s exactly what you get!

We are totally customer focused and we offer value-added service, as we believe that auditing should be for continual improvement rather than just a regular check to ensure that requirements are being complied with. We endeavour to give companies the true benefits of certification

STANDARDS

• Quality Management (ISO:9001)

• Medical Equipment (ISO:13485:2003)

• Environmental (ISO:14001 – Eco Warranty)

• Health & Safety (OHSAS 18001, AS/NZS 4801, Work Safe Warranty)

• Food Safety (ISO:22000, HACCP Warranty, Safe Food Warranty and Global HACCP Warranty)

FLEXIBILITY

We believe that the Quality of our service is paramount in terms of customer satisfaction. An element of this is the way we prepare your GAP Analysis and thereafter your certification manuals, forms and application then manage the process for you until you are fully certified. Flexibility to meet your requirements is important to us, and we will process your application through to certification as fast as you require. This can be a matter of just a few weeks!

USER FRIENDLINESS & SUPPORT

We have no preconceived ideas on how you should apply the standard/s to your business. It is your company, and you know the best way to apply the requirements of the standard to your business. Our role is to prepare you for the initial audit so our auditors can assess whether your management system does in fact comply with the relevant standard regardless of how you have done it!

We also view support for your quality initiatives as an important part of our activities, and therefore we look, not simply for compliance with the standards, but also for issues to bring to your attention in terms of how your management systems and operations could perhaps be improved.

Property Finance

NO NONSENSE COMPETITIVE FINANCING!

With our network of independent, professional and fully accredited brokers and their unique software you can easily compare hundreds of home loans from a range of lenders to find the one that’s right for you. And you don’t pay for the appointment.

Whether you’re a first home buyer, refinancing an existing home loan or an investor, we’re confident our brokers can find the right package for you based on their superior training and knowledge in all aspects of mortgage lending. Their goal is to make the entire process trouble free for you. Your broker will be beside you every step of the way with No Nonsense Competitive Financing.

Your broker will work with you to determine your borrowing needs and ability, assisting you to select a loan best suited to your circumstances. The process is then managed on your behalf through to a trouble free settlement. Your broker will help you preserve as much of your money and time as possible, saving you the battle of comparing loans in an often confusing finance marketplace.  Your broker is able to provide you access to loans from a wide range of lenders including the large traditional banks through to specialist non-bank lenders who may have superior products available to help your situation.

Understanding that circumstances vary and your needs are individual, your broker will ensure the extras are done for you, assisting you through the entire loan process – from helping you complete the initial paper work, through to settlement and beyond.

Because your broker understands finance, the hard work is already done. You get access to more loan options tailored to suit you and your needs in a tax effective and competitive No Nonsense Presentation.

Our network of independent, fully accredited brokers, have the expertise to select the best loan for you!

Corporate Insolvency

Investrend’s highly experienced and dedicated insolvency experts provide positive and practical solutions for companies and individuals in financial distress. We are insolvency experts with a wealth of knowledge and experience of exactly how to deal with your particular set of circumstances.

If you are concerned about insolvency issues and you don’t know where to turn for help, call Investrend Debt Solutions — we can help you move forward to a brighter financial future. We provide a free, confidential initial consultation.

Investrend Debt Solutions has trained and experienced consultants who can assist you with all your insolvency related concerns. Investrend Debt Solutions deals with the whole gambit of insolvency related issues – be it collections, payments or other arrangements with creditors or debtors – that can arise in a simple and easily understood manner.

Simple Options in the Complex Maze

We offer the following services:

• Voluntary Administration

• Liaison with Controllers including Liquidators, Administrators and Receivers

• Advice on all forms of Corporate Insolvency and Associated Matters

• Deeds of Company Arrangement

• Company Liquidation

Voluntary administration

Voluntary administration is designed to resolve a company’s future direction quickly. An independent and suitably qualified person (the voluntary administrator) takes full control of the company to try to work out a way to save either the company or its business.

If it isn’t possible to save the company or its business, the aim is to administer the affairs of the company in a way that results in a better return to creditors than they would have received if the company had instead been placed straight into liquidation. A mechanism for achieving these aims is a deed of company arrangement.

A voluntary administrator is usually appointed by a company’s directors, after they decide that the company is insolvent or likely to become insolvent. Less commonly, a voluntary administrator may be appointed by a liquidator, provisional liquidator, or a secured creditor.

After taking control of the company, the voluntary administrator investigates and reports to creditors on the company’s business, property, affairs and financial circumstances, and on the three options available to creditors (including employees).

These are:

• End the voluntary administration and return the company to the directors’ control

• Approve a deed of company arrangement through which the company will pay all or part of its debts and then be free of those debts, or

• Wind up the company and appoint a liquidator.

The voluntary administrator must give an opinion on each option and recommend which option is in the best interests of creditors. In doing so, the voluntary administrator tries to work out the best solution to the company’s problems, assesses any proposals put forward by others for the company’s future, and compares the possible outcomes of the proposals with the likely outcome in liquidation.

A creditors’ meeting is usually held about five weeks after the company goes into voluntary administration to decide on the best option. In complex administrations, the meeting may be held later if the court consents

The voluntary administrator has all the powers of the company and its directors. This includes the power to sell or close down the company’s business, or sell individual assets in the lead up to the creditors’ decision on the company’s future.

Liquidations

Liquidation, also referred to as winding up, is a process whereby a Liquidator is appointed to collect and realise the assets of a company and then distribute those funds in accordance with the Corporations Act and bring the company’s existence to an end. The purpose of liquidation of an insolvent company is to have an independent and suitably qualified person (the liquidator) take control of the company so that its affairs can be wound up in an orderly and fair way for the benefit of all creditors.

There are two types of insolvent liquidation:

• Creditors’ voluntary liquidation, and

• Court liquidation

The most common type is a creditors’ voluntary liquidation, which usually begins in one of two ways:

Creditors vote for liquidation following a voluntary administration or a terminated deed of company arrangement, or an insolvent company’s shareholders resolve to liquidate the company and appoint a liquidator. Within 11 days of being appointed by shareholders, the liquidator must call a meeting of creditors who may confirm the liquidator’s appointment or appoint another liquidator of the creditors’ choice.

In court liquidation, a liquidator is appointed by the court to wind up a company, following an application, usually by a creditor. Others, including a director, a shareholder and ASIC, can also make a winding-up application.

After a company goes into liquidation, unsecured creditors can no longer commence or continue legal action against the company, unless the court permits.

Bankruptcy

Investrend’s highly experienced and dedicated insolvency experts provide positive and practical solutions for companies and individuals in financial distress. We are insolvency experts with a wealth of knowledge and experience of exactly how to deal with your particular set of circumstances.

If you are concerned about insolvency issues and you don’t know where to turn for help, call Investrend Debt Solutions — we can help you move forward to a brighter financial future. We provide a free, confidential initial consultation.

Investrend Debt Solutions has trained and experienced consultants who can assist you with all your insolvency related concerns. Investrend Debt Solutions deals with the whole gambit of insolvency related issues – be it collections, payments or other arrangements with creditors or debtors – that can arise in a simple and easily understood manner.

Simple Options in the Complex Maze

We offer the following services:

• Part IX Bankruptcy Act

• Part X Bankruptcy Act

• Debtor’s Petitions

• Compositions in Bankruptcy

Part IX Bankruptcy Act

Part IX of the Bankruptcy Act provides for what are called small debt agreements. This is ideally suited for the client who wishes to consolidate their maxed out credit cards but cannot meet lender requirements and has no real assets apart from the contents of the house and Car on Hire Purchase.

What is proposed is a simple solution to deal with your problems and stop the credit card companies and other creditors from harassing you. The client in effect simply proposes to pay off the debt over time. Investrend Debt Solutions helps you put the proposal in place and complete a Statement of Affairs and a Proposal and it is then mailed to all creditors to vote on – if it is agreed by a majority of creditors the proposal takes effect as a moratorium on those debts.

A Trustee is appointed – a specially qualified accountant we will select – he or she administers the payment and takes fees from the pool of funds generated by the agreement and then distributes dividends to creditors. Alternatively you can appoint the Official Trustee (ITSA Government Agency) to be the trustee.

Investrend Debt Solutions can assist you at first instance to make a determination of whether a Part IX Small Debt Agreement is for you and if it is assist you in putting the proposal to your creditors.

Part X Bankruptcy Act

Part X of the Bankruptcy Act provides for arrangements with creditors for individuals. There can be a Deed of Arrangement, Deed of Assignment or Composition. All have different legal effects but essentially they allow a proposal to be put to creditors in exchange for the release from debts and avoidance of bankruptcy.

This is ideally suited for the client who has some assets but has debts far exceeding the assets. What is proposed is a simple solution to deal with your problems and stop the creditors from harassing you.

Investrend Debt Solutions assists you in working out how to propose to pay off the debts over time or have a third party (often a relative) put in a sum of money. The end result is to ensure that there is a pool of funds available to creditors which are greater than in a bankruptcy. The creditors accept a dividend from this pool of funds in exchange of for the client avoiding bankruptcy.

Investrend Debt Solutions helps you put the proposal in place and complete a Statement of Affairs and a Proposal and appoint a Controlling Trustee. The Proposal and associated information is mailed to all creditors who are invited to attend a meeting of creditors and to vote on the proposal. If it is agreed by the majority of creditors the proposal takes effect as a moratorium on those debts.

By signing the proposal the client appoints a Trustee to be their Controlling Trustee – a specially qualified accountant we will select – and he or she reports to creditors at the meeting of creditors on the client’s assets and liabilities and gives a considered opinion as to whether it is in creditor’s interests to support or oppose the proposal. The Trustee runs the meeting of creditors.

If the proposal is accepted a Trustee – a specially qualified accountant we will select – is appointed to control the Part X Arrangements. He or she administers the arrangement, makes any necessary payments and takes his or her fees from the pool of funds generated by the Part X and then distributes dividends to creditors.

Debtors Petitions

In the event that a creditors meeting rejects a part X proposal then the client has the option to sign and file a debtor’s petition to become bankrupt and bring the whole matter to a conclusion. It is usually appropriate to do this in the circumstances as the creditors by rejecting the Part X proposal have obviously decided to proceed and bankrupt you.

A Trustee is appointed – An accountant we will refer– he or she administers the payment and takes fees from the pool of funds generated by the Debtors Petition and then distributes dividends to creditors.

Compositions in Bankruptcy

Once a client is bankrupt and the Trustee has sold his assets and the client is making income contributions he or she can still with our assistance get out of his or her bankruptcy early. Traditionally you are bankrupt for 3 years but this can be extended to 5 years or even 8 years.

Investrend Debt Solutions will contact you after the bankruptcy has commenced and propose that you have a relative/friend offer to contribute a sum of money in a lump sum or over time to the bankrupt estate in consideration of the creditors agreeing to release you from bankruptcy.

This is usually done where there is little or no prospects of a dividend and can be pushed through in some circumstances for as little as $20,000.00. Investrend Debt Solutions organises and completes a proposal and delivers it to the Trustee who mails it to all creditors with his recommendation and invites creditors to attend a meeting of creditors and to vote on the proposal.

If it is agreed by a majority of creditors voting, then the proposal takes effect as a moratorium on those debts and releases you from bankruptcy and the restrictions that come with Bankruptcy. The Trustee runs this meeting. Together with the voting information the trustee mails out a report to creditors recommending or rejecting the proposal.

The benefit of a Composition such as this is that your bankruptcy is treated as being annulled – never occurring.

Property Research

Access to accurate and objective property research & investment property advice should be the foundation of all good property decisions.

Investrend Property Group provides authoritative property research & investment property advice across all residential sectors and geographic markets within Australia. We share our knowledge and experience to deliver effective property research solutions and investment property advice.

Our specialised approach combined with industry tools and products for residential real estate, and ensures you can make the most informed and financially sound property investment decisions.

OUR PROPERTY RESEARCH SERVICES

We produce property research reports covering the key indicators and movements in residential real estate markets, offering unique insight and investment property advice for property investors. In addition, we strive to help you understand and forecast the implications of new and evolving issues, such as sustainability, the economy and demographic movements.

Our property research & investment property advice services include:

We’ll find you the best property to suit your circumstances! Contact Us Today!

Our Approach To Consulting

OUR APPROACH TO CONSULTING

We are consultative, practical and sensible. We partner with you so you will be self-sufficient. No matter which service you choose our aim is to understand your business and your unique needs. We assess you against the Standard; identify the Gaps, and the tasks to close them.

We plan, agree a timeframe, and guide you throughout the entire process and providing you follow the plan developed specifically for your business you can be sure that you won’t ‘fail’ the audit.

CONSULTING PACKAGES

While every client and project is unique, consulting assignments generally fit into one of the 3 packages shown below:

Simple:                  You want to do most of the work yourself, but you need an experienced consultant to advise and show you the quickest route to achieve your desired results.

What we do:          Conduct a GAP Analysis to identify your current Gaps, and help you plan the best way to close them.  Liaise with you at agreed intervals (meetings/email and/or phone) to review progress & keep you on track and provide you with practical solutions to problems you may encounter and we review your documents.  Attend onsite to assist you to conduct an internal audit.

Cost:                      Lowest possible, however you will receive a firm fixed price quotation once we have concluded a GAP Analysis on your business.

Intermediate:       This is where you lack the resources or the time or perhaps both.  You want to get the certification process completed quickly and you need an experienced consultant to make sure you achieve your desired results and objectives.

What we do:          Conduct a GAP Analysis to identify your current Gaps and develop a ‘go forward’ plan for you to obtain the relevant ISO Standard/s. We agree the tasks that will be performed by you and those that will be performed by Investrend. We provide templates, examples of documents and the like. Liaise with you at agreed intervals (meetings/email and/or phone) to review progress & keep you on track and provide you with practical solutions to problems you may encounter and we review your documents.  Attend onsite to assist you to conduct an internal audit.

Cost:                      Medium, however you will receive a firm fixed price quotation once we have concluded a GAP Analysis on your business and developed the plan to move you forward.

Complex:      You have absolutely no resources, even less time; you just need that certificate.

What we do:          Conduct a GAP Analysis to identify your current Gaps and develop a ‘go forward’ plan. Investrend does almost everything required, we supply the necessary resources required translating your input into what’s required to get the certification process completed as quickly as possible.

Cost:                      Highest, however you will receive a firm fixed price quotation once we have concluded a GAP Analysis on your business and developed the plan to move you forward.

Business Solutions

Investrend Technologies was founded on the principal of Total Technology Solutions. We support all of your office technology from computers (hardware & software) to faxes, email, copiers, printers, phones, internet, website, e-commerce and much more.

We are Your Total Technology Partner!

Investrend Technologies is committed to innovative technology support and maintenance that will give your company a leading edge. Once your system/s are installed and running properly our focus is on PROACTIVE Maintenance; our goal is to prevent problems from occurring rather than fixing it when it breaks.

AREAS OF EXPERTISE

SMSF & Property

CASE STUDY

In this case study we will consider how a superannuation fund can acquire property from an unrelated party by using an instalment warrant.

XYZ Superannuation Fund

The XYZ superannuation fund creates an instalment warrant trust – this trust will hold the asset for the superannuation fund. The superannuation fund will hold a beneficial interest in the assets of the trust. The fund will only acquire the ownership of the asset once all prescribed payments have been made. The fund has the right but not an obligation to acquire the asset.

The superannuation fund enters into borrowing for the purpose of acquiring the asset. The fund will be responsible for the repayment of the loan and out of pocket expenditure not met by the tenant. The fund will receive the income from the asset.

Lender

The lender provides finance for the transaction. The loan is a non-recourse loan. The lender is only able to acquire the asset in the event of the fund defaulting on the loan or upon the sale of the asset when the superannuation fund trustees elect not to complete the acquisition of the asset.

Trust

Generally this will merely hold the asset on behalf of the fund and will not perform operational functions such as rent collection. The trust will be a fixed trust (i.e. not a unit trust) with the superannuation fund and its trustee/members being the beneficiary of the trust.

POTENTIAL TAX CONSEQUENCES OF AN INSTALMENT WARRANT

Stamp duty

Where the trust is not in place at the time of signing the contract, to buy the asset, the fund may find that it is paying double the stamp duty unless a concession is available. Where Investrend’s recommendations are followed there will be no double stamp duty.

GST

The trustee needs to determine if the trust is operating an enterprise and must therefore be registered for GST. This will depend on the assets of the trust. For example, business real property is likely to be subject to GST on income. The transfer from the trust SMSF will be GST free for investment property where the Investrend recommended model is adopted.

Capital Gains Tax

When the asset passes to an entity other than the beneficial owner there can be capital gains tax implication as there has been a disposal. This can impact both the asset and the right to acquire the asset. The transfer from the trust SMSF will be tax free for investment property where the Investrend recommended model is adopted.

Land Tax

The superannuation fund has a beneficial interest in the property. It will therefore be grouped with the other property assets of the fund for the purpose of determining any land tax liability.
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Our Approach To Auditing

We are very customer focused and we offer value-added service, as we believe that auditing should be for continual improvement rather than just a regular check to ensure that requirements are being complied with.

We endeavour to give companies the true benefits to be had from an effective auditing process. If you have any questions please don’t hesitate to contact us as we are more than pleased to give you advice or guidance where it is needed.

E-Commerce Solutions

Investrend Analysts have examined e-commerce usage trends for many years. We understand how these trends are likely to evolve in the future. We see e-commerce as essential to businesses who aim at providing a complete service to their customers, who are increasingly confident in and aware of the benefits and convenience of buying online. E-commerce is about more than just increasing sales and revenue – it’s about giving your clients what they want.

We expect to see e-commerce usage increase exponentially in the next few years. So, besides alienating customers who now expect most businesses to have already opened their online “shop fronts”, you could be ceding large portions of market share to your competition by leaving e-commerce out of your sales strategy.

Investrend Technologies can help you place your e-commerce efforts and budget in the context of your broader business goals, and help you to develop a results-driven strategy which delivers the highest possible return on your investment.

Investrend Technologies ecommerce packages combine leading edge design, tools and software, with expert guidance and high level technical support. All of these services are delivered to you from our powerful in-house team of dedicated consultants. Our results-driven approach is unique in Australia, and is driven by innovative marketing principles and a strategic vision for your business.

The face of doing business globally is rapidly changing. The internet, electronic funds transfer (EFT), e-commerce and the like have brought with them both opportunities and threats. Your business competitors may no longer be just the business down the street, but rather a business located in any number of places around the world.

E-commerce won’t go away.

Online commerce is currently experiencing dramatic growth as it can assist you to:

Cash Flow Management

The IDS Receivables Management Program offers clients the opportunity to refer to IDS those accounts which become immediately overdue for payment.

The outsourcing of these receivable accounts allows clients to minimise their internal collection and recovery costs, while still maintaining a customer service approach to members of an existing customer base.

Our ability to work with both client and customer at the receivables level provides added value to this initial stage of the collections cycle.?

Gearing

Positive Gearing

A positively geared property means that the rent received from your investment property is greater than the costs of owing it, including interest repayments, local authority rates, insurance and maintenance expenses. Cheap properties paying high rents tend to be thin on the ground. We can locate such properties for you from time to time and when available they are usually snapped up quickly. If you want a positively geared property ask Investrend today.

To generate a positive cash flow, investment costs must be lower or equivalent to the income received from the property, taking into account your rental yields combined with tax breaks. If construction of an investment property commenced after 19 July 1985 you are entitled to depreciation allowances that will enable you to claim “paper losses” to reduce your taxable income.

The benefit of a property that generates a cash flow is realized when you sell the investment property sometime in the future. This is because you won’t have to subtract the losses incurred over the life of the investment, as is the case with negatively geared properties.

In the final analysis, prospective investors should always apply the fundamental rule always applied by Investrend of buying the right property in the right location at the right price. With capital growth as the ultimate goal these three elements are vital.

Negative Gearing

Tax relief is one of the benefits of direct property investment. Direct property investment involves the purchase of property rather than investing in property trusts. Suppose an investor purchases a property using borrowed funds and the interest repayments, together with other expenses, exceed the income from the property. With negative gearing, depending on your personal circumstances, some of the losses may be deductible from your taxable income. However, we strongly recommend that your investment decision should be driven by the viability of the asset – not just by the desire to minimize tax.

So what tax deductions are actually available to a property investor?

Deductions, or expenses, may be offset against rental or other assessable income. Expenses that can be deducted from the rental income include:

  • loan interest;
  • body corporate fees;
  • local government and water rates;
  • land tax;
  • gardening expenses;
  • costs associated with advertising for tenants;
  • depreciation:
  • Stamp Duty;
  • Maintenance Expenses;

    • Depreciation refers to the writing-down of the cost of an asset over its estimated life. This form of deduction is allowed for assets such as furniture, carpet, and washing machines. You can claim a proportion of each item of depreciable assets each year over its effective life.

    There are different ways of calculating your depreciation. The one you choose should be decided in consultation with your tax advisor.

    Certification Process

    The certification process is extremely straight forward and can be broken down into eight steps, as below:

    1. Questionnaire

    We ask you to complete our certification questionnaire to give us information about your organisation. Simply complete as much as you can.

    2. Consulting

    Please refer to our Consulting Packages on this website.

    3. Quotation

    We provide you an obligation free fixed price quotation from the information that we have gathered from the questionnaire.

    4. Application

    If you wish to accept our quotation we require you to complete a one page “application” form contained therein and return it to us by either fax or email. You are then logged into our database and become a client. Once the quotation is accepted by the client, the acceptance will be acknowledged in writing by Investrend Certifications.

    5. GAP Analysis

    We conduct a GAP Analysis in accordance with the consulting package you have chosen and present this written analysis to you for your approval.

    6. Pre-assessment form

    After we log you as a client we send you a pre-assessment form that you must complete and send back to us. This form gives us more information about your organisation, i.e. when you expect to be ready to commence the process and thereafter when you expect to be ready for your stage 1 audit etc. The Consulting and/or Audit Team/s will be nominated and the client will be contacted to arrange commencement of the services requested.

    7. Consulting Services (if applicable)

    Where applicable we conduct the consulting services you have requested in accordance with the consulting package on this website.

    8. Stage 1 – Assessment

    We conduct a stage 1 assessment where we review your management system documentation to ensure it is in full compliance with the chosen standard(s). We also do a review to ensure that you are fully prepared for the full stage 2 certification assessments.  A full report will be prepared and forwarded to you after the assessment.

    9. Stage 2  - Certification Assessment

    Once we are satisfied that your documentation meets the necessary requirements, we conduct a full on-site audit of your management system. In very basic terms – “we check to see that you do in practice what you say you in your system documentation”. If no major non-conformances are identified during the audit, the information is processed and the organisation becomes certified to the chosen standard. Once the organisation is certified we then conduct surveillance audits every six or twelve months.

    Can’t Pay Your Bills

    For many, acknowledging the need for assistance is the most difficult aspect of getting rid of the bad debt in your life!

    Understanding this, Investrend Debt Solutions makes it our commitment to ensure the process is made as simple as possible for you yet still providing you legal protection from your creditors without the need to become bankrupt. Investrend can return your freedom, peace of mind and, most importantly, control of your financial future through a hassle free Debt Agreement.

    A Debt Agreement is a government legislated option for negotiating an easy and affordable payment arrangement with creditors. A Debt Agreement, if accepted becomes a legally binding agreement between you and your creditors that can be facilitated by Investrend Debt Solutions. So if you’re struggling to meet your minimum monthly payments, are unable to consolidate debt due to a poor credit record and feel you are genuinely unable to repay your debts, talk to Investrend Debt Solutions today about the possibly of facilitating a debt agreement on your behalf.

    It’s that simple, let Investrend Debt Solutions negotiate a debt agreement on your behalf today.

    Hardware & Networks

    Ever thought about the possibility of your network suffering from complete or partial failure, leaving your staff pulling their hair out and your customers having to go elsewhere? What would this mean to your business?

    OUR PLATINUM SUPPORT PACKAGE COSTS ARE FIXED TO A STANDARD MONTHLY RATE

    With an Investrend Technology Platinum Support Package your network support costs are fixed to a standard monthly rate so your stress levels will be at ease knowing you have a reliable IT Technician on call when things start to turn sour and best of all it is all covered under your fixed monthly fee. Of course not every business is the same, and different businesses require different types of assistance, that is why with Investrend Technologies we can custom design a solution that will suit your business.

    Using industry “Best Practices” standards and procedures, we ensure that your network is properly maintained. We are a technology company with a comprehensive and thorough network monitoring and maintenance program. Our clear focus is on PROACTIVE Maintenance; our goal is to fix problems before something breaks. We can make your office run smoother so that you can concentrate on running your business and not worrying about your computer system!

    OUR ONLINE INSTANT SUPPORT CONNECTS YOU WITH A REAL TECHNICIAN IN REAL TIME

    With Investrend Technology’s Instant Support Service, our expert technicians can remotely access your network server and/or PC and repair most software problems while you watch their every move, in real time. This is a proven solution for removing most viruses, spyware and pop-ups. Why take on the hassle of hunting down pesky pop-ups, Trojans and cyber-bugs when you can have an expert do it quickly and easily? You can even ask them questions while they work! So, relax and leave the dirty work to us.

    Hot Spots & Specials

    QUEENSLAND is one of the fastest growing regions not only in Australia, but in the world. The burgeoning population is far outstripping housing availability, and will continue to do so for many years to come. Government and industry sources, calculate that there is a current shortfall of 20,000 houses in the State. A prominent Property Insights Report says Queensland is running at a 46 per cent housing shortage. It also predicts rents to rise by substantially in the next 18 months. Rental vacancy rates are below 1.7 per cent. That’s a great incentive for property investment.

    Queensland property prices are set to soar again, with a senior Bank Economist quoted as predicting “the mother of all housing booms.” Meanwhile, affordable land and housing is still available in the growth areas of the state including:

    THE FACTS ON QUEENSLAND ARE IMPRESSIVE:

    OVER THE NEXT 10 YEARS

    CURRENTLY

    Queensland’s State Government has committed to a huge no-debt expenditure on infrastructure, including $5 billion on roads, and a $1.7 billion rail extension from Robina to Coolangatta.

    Getting Started

    GETTING STARTED – GAP ANALYSIS

    A GAP analysis is a process undertaken by a professional Investrend consultant to review your current business management systems, spending as much time as is needed with you, and assessing you against the relevant ISO Standard/s.  Upon completion, you will get a clear, written report that summarises your status, tells you which requirements you meet (and which you don’t) for the relevant ISO Standard/s for which you are applying, how big your Gaps are, and list the tasks needed to close these Gaps to reach the ISO benchmark.

    QUOTATIONS

    Once you have an Investrend prepared GAP Analysis, you will receive a firm fixed price quotation; we believe that as we are experts in our own field, we are able to determine exactly the total costs to you for the entire certification process. This does not simply detail the cost of initial consulting and certification but the total for the three year certification period; this is presented in a year-by-year format to assist with planning. You are therefore not left in any doubt as to the true cost of certification with Investrend Certifications.

    Identifying Deficiencies

    The Investrend Technologies GAP Analysis is a tool that helps a business to compare its actual performance with its potential performance. At its core are two questions: “Where are we?” and “Where do we want to be”?

    If a company or organization is not making the best use of its current resources or is forgoing investment in technology, then it may be producing or performing at a level below its potential.

    The goal of Investrend’s GAP Analysis is to identify the gap between the optimised allocation and integration of the inputs, and the current level of allocation. This helps provide the company with insight into areas which could be improved. The GAP Analysis process involves determining and documenting the variance between business requirements and current capabilities.

    Once we understand from a client, the general expectation of performance in the industry, it is possible to compare that expectation with the company’s current level of performance. This comparison becomes the GAP Analysis.

    Our Gap Analysis provides a foundation for measuring investment of time, money and human resources required to achieve a particular outcome (e.g. to turn the salary payment process from paper-based to paperless system).

    Bookeeping Services

    Investrend Debt Solutions provides comprehensive bookkeeping services to our clients throughout Australia.

    We Keep the Books and make sure your Debtors are paying you on time to ensure your cash-flow is always strong.

    If you have a priority, it becomes our priority. Regardless of your company size, we will always strive to provide you with the answers you need in order to run your business profitably. The benefits of using IDS Bookkeeping add up to much more than stress-free, compliant and complete records.

    When you partner with IDS you can be rest assured that not only are your books being kept up to date and compliant but your cash flow is being maximized because your debtors are paying on time.

    All members of the IDS Bookkeeping Team are highly experienced, professional bookkeepers, so you can rest easy, knowing you´re receiving the very best bookkeeping assistance available.

    OUR BOOKKEEPERS CAN HELP YOU GAIN MORE TIME IN YOUR OWN BUSINESS BY HELPING WITH THE FOLLOWING:

    View All Properties

    Download our latest Property Listings

    Download Stock List – 100211

    ISO 9001:2000 Quality Management Standard

    In today’s globally competitive business environment more organisations are choosing to have their quality management systems certified to demonstrate their commitment to quality. When it comes to quality management certification there are a few choices to be considered.

    “Quality Management is done for a reason; do it well and your business will prosper, do it badly and it will suffer”.

    ISO 9001:2000 is the world’s most recognised quality certification standard.

    The familiar three standards ISO 9001, ISO 9002 and ISO 9003 have all been integrated into ISO 9001:2000. The standard specifies requirements for a quality management system for any organisation that needs to demonstrate its ability to supply products/services that consistently meet the customer and regulatory requirements whilst enhancing customer satisfaction.

    The standard is broken down into five sections and is based on eight management principles:

    If you have any queries regarding certification to ISO 9001:2000 please contact you nearest International Certifications office.

    Download the Investrend Quality Management Brochure

    Online Support

    Ever thought about the possibility of your network suffering from complete or partial failure, leaving your staff pulling their hair out and your customers having to go elsewhere?

    With an Investrend Technology Platinum Support Package your network support costs are fixed to a standard monthly rate so your stress levels will be at ease knowing you have a reliable IT Technician on call when things start to turn sour and best of all it is all covered under your fixed monthly fee. Of course not every business is the same, and different businesses require different types of assistance, that is why with Investrend Technologies we can custom design a solution that will suit your business.

    Using industry “Best Practices” standards and procedures, we ensure that your network is properly maintained. We are a technology company with a comprehensive and thorough network monitoring and maintenance program. Our clear focus is on PROACTIVE Maintenance; our goal is to fix problems before something breaks. We can make your office run smoother so that you can concentrate on running your business and not worrying about your computer system!

    Our professionally trained and highly skilled technicians can assist you in the design and implementation of your network. Planning your new office network or the revamp of your existing network ensures the end result is reliable and secure.

    Reposession Services

    Investrend Debt Solutions offers our clients a comprehensive range of repossession services:

    Some examples of financed assets, IDS can recover on your behalf are as follows:

    Our professional and licensed agents will attend at the subject’s last known address and will use all legal means to secure your security.

    Our agent’s always adhere to current legislation and abide by the Industry Code of Conduct and Code of Ethics.

    ISO 13485:2003 Medical Devices – Quality Management Standard

    ISO 13485:2003 is an ISO standard, published in 2003, that represents the requirements for a comprehensive management system for the design and manufacture of medical devices. ISO 13485:2003 specifies requirements for a quality management system where an organisation needs to demonstrate its ability to provide medical devices and related services that consistently meet customer requirements and regulatory requirements applicable to medical devices and related services.

    Whilst ISO 13485:2003 is a stand-alone certification standard, it is generally in-line with the requirements of ISO 9001:2000 but has a few extra medical specific elements included. The major differences are that ISO 13485:2003 requires the organisation to:

    Download the Investrend Medical Devices – Quality Management Brochure

    Website Development

    The Investrend Technology website development team can create for your business a website that is both functional and appealing. As more and more people discover the internet, it is now a must to have a company website. Without one you are losing exposure to possible clients.

    Investrend Technology can produce the following types of websites:

    If you already have a company website but feel it’s a little outdated we can revamp your existing website for a fraction of the cost. Also don’t forget to keep your website up to date with the latest company information, if you need your website updated with current information contact us now.

    Process Serving

    We serve all jurisdictions Australia wide.

    We are capable of handling large volumes of work and equally capable of providing the same expert attention to smaller clients.

    Our Process Servers are selected to minimise travelling time and are spread throughout Australia. All contractors are monitored closely and are only used if they are of high standard.

    We are fully computerised and have a unique reporting service whereby a correspondence is sent to our clients advising the status of each document. Investrend Debt Solutions serves documents Australia wide, through a network of interstate and country agents; we can get the job done quickly, efficiently and inexpensively.

    For details of our process serving fees please review our Fee Schedule.

    Contact Us Today